Family, Friends, and relationships<\/strong><\/p>\n\n\n\n As far\nas my family life is concerned, it\u2019s enriching as I\u2019m able to reach out to my\nrelatives and friends like never before. My traveling has increased and so have\nthe joy and happiness!!<\/p>\n\n\n\n Tours & Travel<\/strong><\/p>\n\n\n\n As per the financial goals mapped in my planning, in the first year of freedom, we availed of 15 days tour in Dubai and 7 days leisure water sports tour in Kokan, Maharashtra. Within the last 4 years, I have traveled to so many places inside and outside of Maharashtra, including a foreign trip to Switzerland in the achievement of MDRT. <\/p>\n\n\n\n Learning & Growth<\/strong> \u2013 Your experience seldom counts if not backed by qualified certification. In the first few months, I went on a spree to get myself certified in financial acumen to endorse my wide experience in various personal financial instruments. Although my experience is sufficient, I felt this endorsement was necessary for me to guide my friends<\/strong> who would like to follow my steps. So, this is what I\u2019ve achieved so far.<\/p>\n\n\n\n In the\nfirst year of my Financial Freedom, I passed the following exams<\/p>\n\n\n\n I became MDRT 201<\/strong>9 which is the insurance industry recognition for higher achievement.<\/p>\n\n\n\n I also\nbecame an Author<\/strong> in the\nSEBI-NISM joint conference named CLSM (Changing Landscape of Securities Market)\nin February 2020<\/strong> and presented\nmy paper on “Financial Freedom – a need and not a dream”, under the\ncategory of Personal Finance.<\/p>\n\n\n\n Continuing\nmy commitment towards continuous learning, I added a few more credentials as\nfollows (apart from numerous certificate courses on various topics related to\nfinance)<\/p>\n\n\n\n Financial Status<\/strong><\/p>\n\n\n\n This one is for many of my well-wishers, who are still unable to digest my decision.<\/p>\n\n\n\n As I\nsaid my lifestyle cost is elevated because of the travel that I\u2019m doing and\ncelebrations that I\u2019m participating in with different groups of friends. I do\nmy financial health check-up every 3 months and I found that I\u2019m still at least\n5% in excess in my kitty to be spent from the monthly expense basket!!<\/p>\n\n\n\n Remember friends, this is despite the stock market Corona blowout during March 2020 where many well-to-do people got affected. For getting the conviction that I have, one must study how the stock market works and why investing in mutual funds turns out to be the safer investment over longer periods. If you are a regular reader of my articles, you would get the essence of the same.<\/p>\n\n\n\n Net Worth<\/strong><\/p>\n\n\n\n I am opening my cards here! In Financial Terms – My net worth has doubled as compared to 5 years ago. It is interesting to know that this is despite of negligible active income and after consumption of 5 years of elevated lifestyle expenses. This is the true essence of \u0905\u0930\u094d\u0925\u0938\u094d\u0935\u093e\u0924\u0902\u0924\u094d\u0930\u094d\u092f. <\/p>\n\n\n\n Above chart will depict the relative performance of my portfolio and Net worth. Those who really want to study how it really works and do DIY investments, this chart actually answers a lot of questions.<\/p>\n\n\n\n Passion and Happiness<\/strong><\/p>\n\n\n\n Besides, Now I’ve discovered few of my passion areas and re-connected with my hobbies in natural farming, composting, Healthy & Natural living, electronics, and so on. I\u2019m also helping my friends to achieve financial freedom.<\/p>\n\n\n\n Yes, I am occupied, but with the things that I love to do, not with someone dictates me to. My latest interest I got reconnected was singing (discreetly that is ;)), credit goes to one of my friend. Also, another important activity that I am involved actively now is about Health – Natural Living and helping people reverse their ailments ranging from BP, Sugar to Cancer. It gives me immense satisfaction when I see people becoming free of diseases without doctors, costly tests, and medicines!! A topic close to my heart!<\/p>\n\n\n\n Friends, the purpose of this note is not to make you jealous but to create a dream in your mind that you all deserve to live this kind of dream life, full of Health, Wealth, and Happiness. All you need is discipline, commitment, and action. I\u2019m always there to help n support you!<\/p>\n\n\n\n Have you started yet?<\/p>\n\n\n\n Kiran Bhave When I resigned from my reputed job at LTI, I was quite sure about my plan. However, as a responsible project manager, one always needs to track planned vs actual and make up for the differences, if any. In continuation with my previous article, I\u2019m happy to share with you that on 28 Feb 2023, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-156","post","type-post","status-publish","format-standard","hentry","category-health-happiness"],"_links":{"self":[{"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/posts\/156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/comments?post=156"}],"version-history":[{"count":0,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/posts\/156\/revisions"}],"wp:attachment":[{"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/media?parent=156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/categories?post=156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/tags?post=156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"\"](\"http:\/\/as-44.byethost33.com\/wp-content\/uploads\/2023\/03\/foreign-1024x584.jpg\")
<\/figure>\n\n\n\n\n Exam Name<\/strong>\n <\/td> \n Date<\/strong>\n <\/td> \n %age<\/strong>\n <\/td> Exam Body<\/strong> <\/td> Governing Body<\/strong> <\/td><\/tr> Investment Advisor \u2013 Level 1 \u2013 XA <\/td> \n 7\n March 18\n <\/td> \n 84.75%\n <\/td> \n NISM\n <\/td> \n SEBI\n <\/td><\/tr> Investment Advisor \u2013 Level 2 (Highest) \u2013 XB <\/td> \n 22\n March 18\n <\/td> \n 77%\n <\/td> \n NISM\n <\/td> \n SEBI\n <\/td><\/tr> Life Advisor \u2013 IC38 <\/td> \n June\n 18\n <\/td> \n 72%\n <\/td> \n III\n <\/td> \n IRDA\n <\/td><\/tr> MF Distributor \u2013 VA <\/td> \n November\n 18\n <\/td> \n 81%\n <\/td> \n NISM\n <\/td> \n SEBI\n <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n ![\"\"](\"http:\/\/as-44.byethost33.com\/wp-content\/uploads\/2023\/03\/image-3.png\")
<\/figure>\n\n\n\n\n Exam Name<\/strong>\n <\/td> \n Date<\/strong>\n <\/td> %age<\/strong> <\/td> Exam Body<\/strong> <\/td> Governing Body<\/strong> <\/td><\/tr> MF Distributor \u2013 VA – CPE <\/td> \n July\n 21\n <\/td> \n Pass\n <\/td> \n NISM\n <\/td> \n SEBI\n <\/td><\/tr> CERTIFIED FINANCIAL GOAL PLANNER (CFGP)<\/strong> <\/td> \n September 22<\/strong>\n <\/td> \n Pass<\/strong>\n <\/td> \n PGP Academy<\/strong>\n <\/td> \n NSE Academy<\/strong>\n <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n ![\"\"](\"http:\/\/as-44.byethost33.com\/wp-content\/uploads\/2023\/03\/image-2.png\")
<\/figure>\n\n\n\n
Financial Freedom Director, AS-44.com<\/p>\n","protected":false},"excerpt":{"rendered":"