-By Kiran Bhave<\/p>\n\n\n\n
When I resigned from my reputed job in LTI, I was quite sure about my plan. However, as a responsible project manager, one always needs to track planned vs actual and make up for the differences, if any.<\/p>\n\n\n\n
I\u2019m happy to share with you that 28 Feb 2018 was my last working\nday in LTI and today I\u2019m completing & celebrating 1 year of\nsuccessful financial freedom!!<\/p>\n\n\n\n
So, what\u2019s the score card? This was my last year<\/p>\n\n\n\n
My lifestyle<\/strong> \u2013 elevated to next level. Unlike many\nexpect that after retirement, you\u2019ll need to cut down on your lifestyle\nexpense, I\u2019m actually celebrating more than earlier because of availability of\ntime.<\/p>\n\n\n\n Learning & Growth<\/strong> \u2013 Your experience seldom counts if not\nbacked by qualified certification. In first few months, I went on spree to get\nmyself certified in financial acumen to endorse on my wide experience in\nvarious personal financial instruments. It is the field I would be pursuing for\nme and my friends. So, this is what I\u2019ve achieved so far<\/p>\n\n\n\n NISM (National Institute of Securities Market) is a SEBI\n(Securities Exchange Board of India) Enterprise \u2013 an arm that conducts\nexaminations on various Stock Market related products and services.<\/p>\n\n\n\n IRDAI ( Insurance Regulatory and Development Authority of India)\nalso has an examination body III (Insurance Institute of India) that conducts\nIC38 exam for in depth knowledge of Insurance.<\/p>\n\n\n\n Last year I passed following exams<\/p>\n\n\n\n Coming back to family life, it\u2019s really enriching as I\u2019m able to\nreach out to my relatives and friends like never before. My travelling has\nincreased and so has the joy and happiness!!<\/p>\n\n\n\n Financial Status<\/strong><\/p>\n\n\n\n This one is for many of my well-wishers, who are still unable to\nbelieve in my decision.<\/p>\n\n\n\n As I said my lifestyle cost is actually elevated because of the\ntravel that I\u2019m doing and celebrations that I\u2019m participating with different\ngroups of friends. I do my financial health check-up every 3 months and I found\nthat I\u2019m still at least 5% in excess in my kitty to be spent from the monthly\nexpense basket!!<\/p>\n\n\n\n Remember friends, this is in spite of the stock market crash in\nSeptember 18 and the low level phase of uncertainty that may last for another 6\nmore months at least. For getting the conviction that I have, one must study\nhow the stock market works and why investing in mutual funds turns out to be\nthe safer investment over longer periods of time.<\/p>\n\n\n\n Tours & Travel<\/strong>: As per\nthe financial goals mapped in my planning, we availed 15 days Tour in Dubai in\nApril 18 and 7 days leisure water sports tour in Kokan in December 18.<\/p>\n\n\n\n Besides, Now I get more time for my hobbies that is city\nfarming, composting, Healthy & Natural living, visiting and helping the\nless privileged, electronics and so on. I\u2019m also helping my friends to achieve\ntheir financial freedom and I\u2019m happy to let you know that one of my friend\nwill be achieving that in May 19<\/p>\n\n\n\n I can just go on writing on this but one experience is that\nbecause of the freedom I got, We were the only parents among friends of my\ndaughter who were dropping and picking her up during her 10th board exam in her\ncrucial times.<\/p>\n\n\n\n Friends, the purpose of this note is not to make you jealous but\nto create a dream in your mind that YOU TOO CAN DO IT and I\u2019m there to support\nyou!<\/p>\n\n\n\n Thanks and have a nice day!!<\/p>\n","protected":false},"excerpt":{"rendered":" -By Kiran Bhave When I resigned from my reputed job in LTI, I was quite sure about my plan. However, as a responsible project manager, one always needs to track planned vs actual and make up for the differences, if any. I\u2019m happy to share with you that 28 Feb 2018 was my last working […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-80","post","type-post","status-publish","format-standard","hentry","category-wealth-personal-finance"],"_links":{"self":[{"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/posts\/80","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/comments?post=80"}],"version-history":[{"count":0,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/posts\/80\/revisions"}],"wp:attachment":[{"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/media?parent=80"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/categories?post=80"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/as-44.com\/w\/wp-json\/wp\/v2\/tags?post=80"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n Exam\n Name\n <\/td> \n Date\n <\/td> \n %age\n <\/td> \n Exam\n Body\n <\/td> \n Governing\n Body\n <\/td><\/tr> \n \u2013\n Investment Advisor \u2013 Level 1 \u2013 XA\n <\/td> \n 7\n March 18\n <\/td> \n 84.75%\n <\/td> \n NISM\n <\/td> \n SEBI\n <\/td><\/tr> \n \u2013\n Investment Advisor \u2013 Level 2 (Highest) \u2013 XB\n <\/td> \n 22\n March 18\n <\/td> \n 77%\n <\/td> \n NISM\n <\/td> \n SEBI\n <\/td><\/tr> \n \u2013\n Life Advisor \u2013 IC38\n <\/td> \n June\n 18\n <\/td> \n 72%\n <\/td> \n III\n <\/td> \n IRDA\n <\/td><\/tr> \n \u2013 MF\n Distributor \u2013 VA\n <\/td> \n November\n 18\n <\/td> \n 81%\n <\/td> \n NISM\n <\/td> \n SEBI\n <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n