AS stands for Arth Swatantrya that means Financial Freedom in Marathi. Since Kiran earned it at the age of 44, it makes AS-44.com – Easy to spell and remember, isn’t it?
After earning this prestigious life milestone that only very few individuals have earned in the true sense, he didn’t stop there. He wrote down and analyzed what worked, what didn’t. What mistakes he made that can be avoided. Which risks are worth taking, which are not and so on.
From his engineering and process background, he then formulated a clear roadmap that is generalized for people to use.
Below is the step-wise action plan for you to earn your financial freedom.

| Stage | Activity | Performed by | Outcome | Fee |
| Level 1 | InfoSheet | Client | •Info, Financial Goals •Expenses •Income | ₹500 Download ArthSwatantrya Level 1 Template |
| Level 2 | Assets & Liabilities | Client | •Net worth •Solvency | ₹1000 (Available only when Level 1 is completed and returned) |
| Level 3 | Personal Interview with both husband and wife | अर्थस्वातंत्र्य and Client | •Inputs for Action plan •Aspirations of the family •Customized Action plan | 0.1% of net worth (Flat ₹5000 for limited time) |
| Review | Review of execution of plan | अर्थस्वातंत्र्य and Client | Review and course correction action plan, as needed | ₹2500 per meeting |