अर्थस्वातंत्र्य (ArthSwatantrya) literally means financial freedom in Marathi or Hindi. Since Kiran achieved it at the age of 44, the site name is thus AS-44.com
This is without diluting any of your family responsibilities / commitments on the financial front or even making compromises to the current lifestyle. The family and their stipulated aspirations will be taken care of, whether you earn any further money or not.
This is totally absurd. My current salary is not sufficient and how can you live without salary?
Yes, it sounds crazy, but Kiran has still achieved it. It requires serious planning and execution and you too can do it. Guaranteed. You can simply follow the methodology developed by Kiran based on his own experiences and learning and you will be on your way to earn अर्थस्वातंत्र्य
My salary is too low for this
Kiran has guided people who earn 10000 per month till 5 lacs per month. You need to do something that you haven’t been doing so far, to get something that you haven’t got so far. But if YOU want to do it, you can do it with the guidance from अर्थस्वातंत्र्य
What exactly is involved in this?
There you are! अर्थस्वातंत्र्य is the complete sphere of your financial life. It’s not the advice you would receive from bank officers, insurance advisors or Mutual funds distributors. It’s a serious matter and hence your planning and commitment to stick to the plan, both are very important.
I’m sure, you would have taken a whole lot of policies, MF or some other products because someone told you and now you don’t even have time to review the same.
Investing without a plan is as dangerous as crossing the road with your eyes closed.
I have a lot of questions, how will they get answered?
Absolutely! You should be having a lot of questions and what is a better way to get them answered by Kiran himself? As a commitment to the society, Kiran conducts a 3 hr FREE session for understanding this concept in detail and answer all of your queries.
All you need to arrange for is to invite 10-15 people (5-7 couples) in your friends circle, who are keen in becoming financially free, Refreshments for the speaker and audience are expected by the host. This can be arranged at anyone’s home having 40″ HDMI TV or a projector, so that its visible to all participants.
It’s difficult for me to make these arrangements
In that case, Kiran conducts a paid full day workshop from time to time which also includes your first step of अर्थस्वातंत्र्य journey. The cost is kept minimum – mostly to cover the venue, facilities and food cost. If you can confirm 10 participants, it can be arranged privately near your convenient location as well.
Can I get started on this, before attending the session or workshop?
It is recommended that you clarify all of your doubts before starting the journey and expected to attend the session or workshop. But yes, because, time is money and earlier you start, the better.
To get started, You can visit the page “What is AS-44“ to understand the process. Download level 1 template from the site. You can call me once you have downloaded the template to guide you further.
Are there any charges?
Sure there are. But not that you can’t afford them. I’d like to keep it as affordable as possible, so that more and more people can start their journey and attain the dream life they always wanted.
There are years of experience, knowledge and wisdom incorporated in the methodology factoring in costly mistakes that I did, so that you won’t do the same mistakes again. Considering this, the charges are peanuts. Check out the “What is AS-44” Page for complete details
How long do I take to achieve my अर्थस्वातंत्र्य ?
It depends on several factors including your spending and saving habits, your responsibilities, your future aspirations and most importantly sticking to your commitment, so on. So, there is not a single answer to this.
To give a more objective answer to your question it is essential to complete the first 2 levels of the 3-step process. You will then come to know where you are and where you have to reach. Also, you will understand that if you do not make changes to your spending habits, you may be headed for a disaster.